MyRentCar explains

Credit cards and rental car deposits: a desk-ready guide

The main driver commonly needs a physical credit card in their own name with enough available limit for the deposit. Debit, prepaid and digital-only cards may not be accepted. Requirements vary, so check the exact offer and bring the same card used or specified for pickup.

Written and reviewed by the MyRentCar editorial teamUpdated: 18 July 2026

At a glance: what to check before booking

  • The card name should match the main driver
  • Confirm the required card type
  • Leave enough available credit
  • Know the deposit amount and release process

What is the deposit?

The supplier normally blocks an amount on the card at pickup to cover potential charges. A block reduces available credit but is not always a completed charge.

Release timing depends on the supplier and card issuer. Keep the return document and monitor the account after the rental.

Which card should you bring?

The offer may require a physical credit card from a specific network in the main driver’s name. A debit or prepaid card can be declined even if it was accepted for online payment.

Check available credit, expiry, PIN and international use before departure. A second driver’s card may not satisfy the requirement.

A short pre-flight check

Reopen the voucher and verify the deposit, card networks, accepted payment types and required documents. If anything is unclear, obtain written confirmation before the pickup date.

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Focused answers

Frequently asked questions

Can I use a debit card for the deposit?

Only if the specific supplier and offer explicitly allow it. Do not assume online payment acceptance means desk acceptance.

Can another passenger provide the card?

Usually the card must belong to the main driver. Check the offer before naming the main driver.

When is the deposit released?

Timing varies by supplier and card issuer. Keep the return documentation until the block disappears.

Sources and review

This guide uses official sources and is intended for initial planning. Rules, prices and supplier terms can change; verify current information and the selected offer before booking and travel.